Investment Philosophy

Our purpose is to preserve and enhance our clients' net worth through a combination of income and/or capital appreciation, with the expectation of meeting a client's objectives and appetite for risk

Allocation ratios are based on client objectives, risk tolerance and income requirements

Our investment decisions are driven by two factors: most favorable sector characteristics and opportunities, and the search/selection for the best in sector equities—those with a demonstrated global business model

In fixed income investments, we are opportunistic in identifying undervalued debt opportunities, currently focusing on 5-year average maturity corporate debt rated AA or better and US Treasury TIPS in the 10-20 year maturity range

Investment Strategy

Our investment strategy is derived from our macro-global economic perspective

The key factors used to determine attractive global investment opportunities are foreign trade flows, foreign exchange differentials, labor costs, savings and investment flows, fiscal and monetary policy and regional and/or country demographics

Our investment decisions are driven by the search for best in sector equities: those with an attractive global business model, valuations and dividend growth that exceeds forecasted inflation expectations

We seek to protect our client's capital with a balanced maturity approach that utilizes long, intermediate and short-term maturities